Top-Rated Des Moines Rideshare Accident Lawyers

There are many ways you can handle insurance claims after an Uber or Lyft accident. This is why personal injury claims in a rideshare accident can become complicated. When an Uber or Lyft driver is working, there are three categories they are placed into, and these categories will become critical when you seek to receive compensation from your injuries:

1. The app is turned on but has not accepted a ride.
2. The app is on, the driver accepted a ride, and is on the way to pick up the person or group.
3. The app is on, the rider is in the car, and the driver is taking the person to their destination.

A driver may also have their app turned off and be deemed inactive. In this situation, Uber and Lyft may not be liable for any damages the driver causes. Additionally, the driver is considered inactive when they have the app on but are not providing any service. In this situation, you will not be able to make a claim under Uber or Lyft’s insurance. Often, the driver’s personal insurance will not cover this either, unless the driver has added a policy for ridesharing to their coverage.

Under the second and third categories above, a driver is deemed “active,” and their collision and liability coverage will be in play. This is the best scenario for recovery, and you will be able to file a claim against either service’s insurance policies. However, you will still have to deal with the insurance adjusters and discuss a settlement.

The best way to receive fair compensation is to keep a log of the incident and all associated injuries. You should always seek medical attention after an accident to determine if there are any head or brain injuries, broken bones, dislocations, back and neck issues, or any other serious injury.

There are many ways you can handle insurance claims after a rideshare accident. This is why personal injury claims in a rideshare accident can become complicated. When a rideshare driver is working, there are three categories they are placed into, and these categories will become critical when you seek to receive compensation for your injuries:

• The app is turned on but has not accepted a ride.
• The app is on, the driver accepted a ride, and is on the way to pick up the person or group.
• The app is on, the rider is in the car, and the driver is taking the person to their destination.

A driver may also have their app turned off and be deemed inactive. In this situation, Uber and Lyft may not be liable for any damages the driver causes. Additionally, the driver is considered inactive when they have the app on but are not providing any service. In this situation, you will not be able to make a claim under Uber or Lyft’s insurance. Often, the driver’s personal insurance will not cover this either, unless the driver has added a policy for ridesharing to their coverage.

Under the second and third categories above, a driver is deemed “active,” and their collision and liability coverage will be in play. This is the best scenario for recovery, and you will be able to file a claim against either service’s insurance policies. However, you will still have to deal with the insurance adjusters and discuss a settlement.

The best way to receive fair compensation is to keep a log of the incident and all associated injuries. You should always seek medical attention after an accident to determine if there are any head or brain injuries, broken bones, dislocations, back and neck issues, or any other serious injury.

If you are a passenger in a ridesharing vehicle, the rideshare driver must be logged into their app to be covered by the company’s liability policy. Outside of this period, the only possible coverage is the liability insurance held by the vehicle’s driver.

It can be difficult to seek compensation as a passenger in a rideshare accident. It is critical that you understand your rights and have adequate insurance coverage.

In a ridesharing accident, there are four possible insurance companies against whom you can submit a claim:

• Uber or Lyft’s commercial car insurance policy
• The Uber or Lyft driver’s personal insurance
• A driver of a different car
• The injured passenger’s personal insurance

It may be difficult to choose which insurance provider to make a claim against. There are several factors that go into making a proper claim for compensation. In both Uber and Lyft’s apps, there’s an option to file a claim if you got in an accident during an active trip, or if it occurs while you’re on the app, but not on an active request, you can go under the help tab to file a claim within the app.

Iowa is a fault state when it comes to accident claims, which means the person determined to be at fault is responsible for all damages and injuries sustained in the accident.

If you have been in a car accident with a rideshare driver, there are many factors involved in deciding which insurance company and policy should cover the cost:

Rideshare driver caused the accident: The rideshare passenger or other driver can try to collect from the rideshare driver’s personal insurance or rideshare liability policy. Typically, the rideshare policy will have better coverage and provide you with more compensation for your injuries.

Was the rideshare application turned on? Was the rideshare application turned on but not in active use?

The rideshare insurance policy will only be active if the driver has the application turned on at the time of the accident.

If the application was not turned on, then the rideshare insurance will not cover the accident.

Another driver caused the accident: The personal insurance of that driver should pay out. This will be like any other car accident claim.

There are instances where a third party is involved in the accident and may bear some fault, or have no fault in the incident. Either way, it is necessary to get their information as well because you may be able to file a third-party claim and negotiate a settlement with their insurance company.