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Many people hold misconceptions about how fault is determined in car accidents, especially in the state of Iowa. A common belief if a driver receives a ticket from law enforcement, automatically considers them at fault for any subsequent insurance claim. Issuing a ticket is a separate matter and does not definitively establish liability. Another prevalent myth is that rear-ending someone…
In Iowa, when someone uses a personal vehicle for work purposes and gets involved in an accident, different rules apply. Understanding these laws helps in knowing one's rights and responsibilities. In most cases, if an individual is completing a job-related task when an accident happens, it becomes a work-related incident. Examples include making deliveries or visiting clients. However, regular commutes…
With extreme weather events like hurricanes, tornadoes and flash flooding increasing across the country, having a comprehensive insurance policy should be a priority for every homeowner. According to the Insurance Information Institute, Property damage makes up 97.7 percent of homeowner insurance claims. Roughly 5% of insured homes file a claim annually. Approximately 2.9% of insured homes file a property damage…
Iowa has experienced a nearly 9% increase in highway fatalities compared to the five-year average, with 197 fatalities reported on Iowa roads. The Iowa Department of Transportation has also stated between 2015 and 2020, distraction by an electronic device contributed to up to 14 fatalities per year in Iowa. Cell Phones and Electronic Devices In 2020, nearly 2% of all…
When a driver flees after an accident, victims are left scrambling. This guide explains your rights after an Iowa hit-and-run, from gathering evidence to pursuing compensation with an attorney's help. Comparing Key Points Driver Responsibilities Victim Recourse If there is a collision resulting in injury or property damage Provide contact/license info to others involved and police; Remain at the scene…
When an injury happens, those who are liable need to be held responsible for their negligence. People filing suit for damages are usually going up against companies cutting corners to save money, or medical professionals ignoring their duty to protect their patients. Workers' Compensation cases, slip and fall injuries, and so many other types of personal injury cases find fault…
There are many reasons why an injured individual may refuse treatment at the scene of an accident. Perhaps they feel their injuries don't warrant an ambulance ride or an ER visit. Or, their first concern is to speak with the police and their insurance company. However, seeking medical attention as soon as possible is important not only for one's physical…
Scott Grimes rammed his car head-on into Amber Martinez's vehicle in Urbandale as he attempted to flee from pursuing police officers. Amber Martinez spent 28 days in a coma due to the collision. Grimes had reportedly escaped from Warren County jail a week prior by sneaking out of his cell and through an open stairwell door while a jailer was…
Uber and Lyft are the most popular ride-hailing companies in the US. Although the companies have taken major steps to improve the platform's safety, accidents continue to occur–some of which have resulted in serious injuries and fatalities. In 2018, Elaine Herzberg was hit by a self-driving Volvo-Sport utility vehicle despite the presence of a safety driver as she cycled across…
Car accidents are a nuisance for anyone involved. Whether a victim has suffered a minor or major injury, they need to seek medical attention, their schedule is thrown off, and the additional inconvenience of having to take time to have a vehicle repaired all add to the irritation. Unfortunately, many people who are involved in a car accident may also…
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